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Morgan Dollar 1880 and 1900 O Value and Condition

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I'm not a big Morgan collector but I'd say that the condition is VG for both. As I recall they're fairly common dates for Morgans. Value ? Based on a quick look at ebay I'd say they're both melt value coins. So peg them to whatever the close of silver is. Each has .9 oz of silver. So at $24 per oz silver they have a "sale" value of around $19.00 --- On ebay they seem to be in the 20-40 dollar range but in better condition than the ones in the photos.

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