Terrific finds Colin. These days I rarely spend cash. 1. I don’t do much that is not part of my regular ministry routine. 2) when I shop, I often have ordered ahead and paid by card, 3) my grocery shopping is usually paid for via debit card or credit card (I get a bonus for each purchase). I usually buy coffee in the mornings and pay for that with cash. Even when I shop at the local hospice thrift store, I pay with a card as I get an extra 3% rebate on my purchase.
Maybe I need to use more cash too. I do think that my experience is fairly common these days.