I saw this one listed on Ebay probably an hour into the auction.....it had a BIN that was dirt cheap considering the grade.....
It was in an Old PCI Photo Certified Slab and was graded MS66. I think the secret is out on these old slabs now in that PCI could actually grade back in the 80's and early 90's so an PCI MS66 back then has a good shot at being a NGC/PCGS MS66 today.
The seller was a Vintage watch dealer and did not sell coins for a living so he set his reserve at just over $100 dollars. He included excellent pictures of the coin...and I could tell right away that miss Liberty had one of the cleanest cheeks I had ever seen on a Morgan. I figured if the coin was an MS65 then I was paying about market price for it, but if it was indeed a 66 then cha ching.
I hit the BIN and then waited for the coin to arrive. It was as advertised and it was one of those few almost completely white coins that you could tell had not been dipped or messed with.....luster for days.....and very clean surfaces. It was a Lock MS66 and if not for a few marks on the reverse......might have had an outside shot at MS67.
I took the coin with me to FUN in Fort Lauderdale this year to get some opinions on it. Everyone that saw it including David Hall said it was a 66 so I submitted it PCGS and about a month later...it arrived housed in a new PCGS MS66 holder
The interesting thing was that I shopped the coin around while still in the PCI holder and dealers wouldn't touch it....heck they wouldn't even look at it? I guess the old addadge held true in this case...I bought the coin and not the holder........so my $100 bucks turned into probably $400+ if I were to ever sell it.
Sorry for the long story but I feel the history or pedigree of a coin is as important as the image posted

The spots of toning that are visable are almost invisable on the coin...but for some reason the scanner made them really stand out?























